Appraisal services for Newnan and Macon area homeowners

The top reasons Georgia homeowners use Ken Yasinski:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
Challenge Macon area's assessment of your property value
Remove PMI to reduce your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate


	Need help determining the value of your home in or near Newnan, Georgia? Contact Ken Yasinski.

We at Ken Yasinski understand the particular needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenge a property tax assessment

Let's say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Ken Yasinski is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping consumers just like you do away with unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A professional appraisal from Ken Yasinski can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have in your possession. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.